House Charlotte NC Down Payment Assistance Program

Program Features

- Down payment assistance of up to $10,000 for qualified buyers in select "challenged" neighborhoods
- Down payment assistance of up to $7,500 for qualified buyers in select "transitioning" and selected "stable" neighborhoods
- Pre-purchase homebuyer education

Eligibility

- Families with incomes that are 110% or less of the median income are eligible for assistance. - Participants must complete pre-purchase homebuyer education program.
- The home must be a family's primary residence and located in any of 87 designated neighborhoods.
- Maximum purchase price of home is $147,000.
- Employed police officers who purchase homes in designated neighborhoods are eligible for assistance up to $15,000.

How the program works

Banks apply for the program on behalf of qualified buyers. To find out if you are qualified, contact approved lenders, which are included in the list linked to this website.

The selected house must be located in one of the approved Charlotte Neighborhood Statistical Areas (NSAs). Each Charlotte neighborhood is grouped in an NSA, and builders do not use the same neighborhood names as the NSA listing.

For More information, and to check to see if a home is eligible, please complete the following no obligation form.

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