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House Charlotte
Down payment Assistance Program
Program Features
- Down payment assistance of up to $10,000 for qualified buyers in select
"challenged" neighborhoods
- Down payment assistance of up to $7,500 for qualified buyers in select
"transitioning" and selected "stable" neighborhoods
- Pre-purchase homebuyer education
Eligibility
- Families with incomes that are 110% or less of the median income are
eligible for assistance. - Participants must complete pre-purchase homebuyer
education program.
- The home must be a family's primary residence and located in any of 87
designated neighborhoods.
- Maximum purchase price of home is $147,000.
- Employed police officers who purchase homes in designated neighborhoods
are eligible for assistance up to $15,000.
How the program works
Banks apply for the program on behalf of qualified buyers. To find out if
you are qualified, contact approved lenders, which are included in the list
linked to this website.
The selected house must be located in one of the approved Charlotte
Neighborhood Statistical Areas (NSAs). Each Charlotte neighborhood is
grouped in an NSA, and builders do not use the same neighborhood names as
the NSA listing.
For More information, and to check to see if a
home is eligible, please complete the
following no obligation form.
Name:
Email:
Mailing P. O. Box or
Street Address:
City State Zip:
Phone number:
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